Real-time activity
Every transaction shows up the moment it clears. No waiting for end-of-month statements.
Prepaid CardFreeze your card with a tap, change your PIN, and watch every transaction in real time — every detail of your card, right inside the app.
Octavia Melvin
5678 •••• 1234 8824
Card Balance
$20,656.20
+5%Recent Transactions
Transfer to John
$12,445.50
DownloadTransfer to Olivia
$8,212.64
DownloadFeaturesTop up, spend, and stay in control — every action you need lives inside a single, secure app.
Every transaction shows up the moment it clears. No waiting for end-of-month statements.
View card details, change your PIN, or freeze your card instantly — all without leaving the app.
Add USD to your wallet in just a few taps.
Activate your physical card straight from the app once it arrives.
Get notified the moment something important happens on your card.
ControlFreeze your card with a single tap, change your PIN, and reveal your full card number whenever you need it — without calling support or switching to another portal.
SecurityTOTP authenticator codes and email verification guard every sensitive action — from signing in to revealing your card details. Your card stays yours.
How it worksFrom application to your first transaction, everything is designed to be straightforward.
Submit your details through our contact form to start the application.
We mail your physical card to your address within a few business days.
Open the app, register your card number, and set a personal PIN.
Add USD to your wallet from the deposit screen, ready to spend.
Spend online or in-store and withdraw cash at ATMs — anywhere on the card network.
FAQQuick answers to common questions about applying for and using your card.
Sign in to manage your card and balance, or get in touch to learn more about Rays Card.
